Do you have debts you can't pay?
How can I solve my debt problems?
You can make a household budget to manage your money. Even better, manage your money without budgeting! Then try our free, on-line debt options calculator to find out your options.
Solve your Money Problems
(Free e-book)
(Free e-book)
Over 50 pages of practical advice on how to deal with your money problems, from the editors of Moneyproblems.ca.
MoneyProblems.ca recently invited Ted Michalos, president of Hoyes, Michalos & Associates and licensed bankruptcy trustee to talk to readers about options for debt repayment.
His advice is both surprising and practical.
In this video, Ted steps you through the best 4 options for solving your debt problems.
Click on “OPTIONS” on the left to start the video and get some advice that works.
What is a consumer proposal?
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In tough economic times, we all must manage our money closely to stretch every dollar, which is why we all believe making a [more] I've heard ads on the radio for Cambridge Life Solutions, and I saw your previous question about them and debt consultant [more] |
Conventional wisdom is that you need a budget to manage your money. It’s true that having a budget makes it easier to analyze where you are spending money, and to find places to cut expenses to pay down debt, or to save money.
But making a budget is hard. Keeping it up is even harder.
So, don’t budget. If you are not mathematically inclined, and you think you won’t succeed at budgeting, don’t.
Read our [more] |
Helpful books, additional resources on dealing with debt Solve your Money Problems
(Free e-book) Over 50 pages of practical advice on how to deal with your money problems, from the editors of Moneyproblems.ca.
 A practical guide for dealing with collection agencies and your debts, from Canada's top expert, Mark Silverthorn. This book is now available on Amazon.ca. How can I solve my debt problems?Read our special report: Solve Your Money Problems, or read the answers to questions asked by people like you on the Money Problems Blog, and prepare your budget with a free trial of Calendar Budget.  |
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Consumer Proposals |
Bankruptcy |
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The following is a list of bankruptcy Canada trustees offering free initial consultations. If you are a licensed trustee who offers free initial consultations and would like to list your firm on our site, please contact us.
Licensed Bankruptcy Trustees Offering Free Consultations
Information for American Residents Considering Personal Bankruptcy
American residents wondering if filing personal bankruptcy is the right thing to do now have professional help available at no charge: Get a free bankruptcy evaluation from an American bankruptcy attorney and find out if bankruptcy is the answer to your problems or if you should look for your perfect debt management solution among other alternatives available to you.