Debt Solutions Blog

A consumer proposal is a legal arrangement you make with your creditors to repay a portion of what you owe under the Bankruptcy and Insolvency Act. Filed by a licensed insolvency trustee, sometimes called a consumer proposal administrator, it consolidates all your unsecured debts into one affordable monthly payment. Debt… Read more

I should have known better, I really should have. Two years ago, our old barbeque finally died. When I say died, I mean it literally fell apart.  It served us well for many years, cooked hundreds of burgers, much chicken, racks of ribs and even the occasional rib eye. Many… Read more

I believe that one of the reasons that Til Debt Do U$ Part has had such a big following is that it made the people watching the show look at how they were dealing with their money. If those people on TV could be in such huge denial, could watchers… Read more

This is a guest post by the experts at Ratehub.ca Walk into any major retailer these days and chances are it has its own credit card. Staff are probably roaming the aisles, telling you the benefits of the card. Or at the very least, they’ll prompt you to apply for it… Read more

Average house prices in Canada increased 12% in 2015. That may be making it difficult for new home buyers to enter the market, but if you already own your own home its likely good news that your home equity just increased. If you are currently trying to pay off credit… Read more

“Have you ever wondered if your sole purpose in life is to serve as a warning to others?!” – Unknown Sometimes I think that there is more to be learned from other people’s mistakes than their successes, and so, for this post, I thought I would share my own journey… Read more

Vacation: A period of rest and relaxation. Vacations are what you do to take a break from what you do. They are also what Canadians do to take a break from winter. Unfortunately, vacations are also an area where we sometimes overspend. We need to find some ways to enjoy… Read more

How you feel when you think about your money is a big indication of what you’re doing right and what you may need to tweak. If the thought of opening up a bill, reviewing your spending, or adding up your debt makes you shiver in your shoes, you may be… Read more

Who should you talk to if you can’t afford to repay your debts and are really in financial trouble? If you are taking money from one source to pay another, barely keeping up with your minimum payments or are relying on bad debt options like payday loans, it’s time to… Read more

Fun with words Few things drive me crazier than when people use the word literally incorrectly. Lord knows I take more than my share of liberties with the English language but if there is one word we should use literally wouldn’t that word be…literally. So yes, I get a little… Read more