Debt Solutions Blog

“Have you ever wondered if your sole purpose in life is to serve as a warning to others?!” – Unknown Sometimes I think that there is more to be learned from other people’s mistakes than their successes, and so, for this post, I thought I would share my own journey… Read more

Vacation: A period of rest and relaxation. Vacations are what you do to take a break from what you do. They are also what Canadians do to take a break from winter. Unfortunately, vacations are also an area where we sometimes overspend. We need to find some ways to enjoy… Read more

How you feel when you think about your money is a big indication of what you’re doing right and what you may need to tweak. If the thought of opening up a bill, reviewing your spending, or adding up your debt makes you shiver in your shoes, you may be… Read more

Who should you talk to if you can’t afford to repay your debts and are really in financial trouble? If you are taking money from one source to pay another, barely keeping up with your minimum payments or are relying on bad debt options like payday loans, it’s time to… Read more

Fun with words Few things drive me crazier than when people use the word literally incorrectly. Lord knows I take more than my share of liberties with the English language but if there is one word we should use literally wouldn’t that word be…literally. So yes, I get a little… Read more

The first time most kids learn about credit is when they go off to university and credit card companies start throwing plastic at them. With no experience and very little understanding of the long-term negative ramifications, kids start to charge. And they charge, charge, charge until they’re in a hole…. Read more

A debt consolidation loan is a single loan that allows you to pay off most or all of your creditors at the same time, leaving you with only one outstanding loan.  This type of loan may also offer you an interest rate that is lower than what you are currently… Read more

Now is a good time to talk about a different holiday, the one that usually puts the most stress on your family’s finances. Yup, I’m talking about talking about Christmas in June.

You’ve decided to take control of your money and your life. You’ve done a spending analysis and made a budget you know will work. Now all you have to do is stick to it. That’s all. It’s human nature to believe, once we have made up our minds that “things… Read more

This is a guest post by the experts at Ratehub.ca Credit cards can be a powerful tool to earn rewards, but they can also be dangerous. If you lack discipline with your credit card spending, you may find yourself with a bigger balance than you can pay off, perhaps across… Read more