If you’re suffering from serious money problems in Brantford, Ontario, you can talk to the credit counselling and debt management professionals at Hoyes, Michalos & Associates Inc. Licensed Insolvency Trustee Howard Hayes can help you evaluate your debt and find the right solution for your needs.


Depending on your situation, you might be able to file a consumer proposal and not have to file for personal bankruptcy. Credit counselling can help you find the best plan for getting your finances back in order and getting on with your life. Plus, your first consultation is free!

To learn more about credit counselling and how you can get out of debt as quickly as possible, contact our office at the number below, or complete the form to your right and we’ll contact you.

How to contact our credit counselling office:

(By appointment only)
(519) 770-4440
218 Brant Avenue
Brantford, ON

Bankruptcy Brantford

Our office is located on Brant Avenue across from the Avenue Medical Centre. We share office space with the Investment Planning Counsel of Canada.

If you’re looking for credit counselling services outside Brantford, contact our offices in Cambridge, Kitchener, and Hamilton.