Tag Archives: get out of debt

How you feel when you think about your money is a big indication of what you’re doing right and what you may need to tweak. If the thought of opening up a bill, reviewing your spending, or adding up your debt makes you shiver in your shoes, you may be… Read more

Who should you talk to if you can’t afford to repay your debts and are really in financial trouble? If you are taking money from one source to pay another, barely keeping up with your minimum payments or are relying on bad debt options like payday loans, it’s time to… Read more

“Not until the pain of the same is greater than the pain of the change will you embrace change.” – Dave Ramsey Most people who are in financial trouble are aware of it but often, we live for a long time in denial about how bad things actually are. Like… Read more

“Financial success, as well as most success in life, is not about perfection, it’s about direction.” In my last post, I talked about the importance of assessing your financial fitness so that you know how vulnerable you might be in the event of an unexpected expense or a drop in… Read more

You might find yourself in a position where you owe monies to a creditor and this creditor has sued you and successfully obtained a judgment against you. Now you are wondering what happens next? What can your creditor do with their judgment, how can it help them collect the money… Read more

When it comes to finance, the reason many of us get into trouble is because we overlook or ignore the warning signs that something isn’t quite right. In the same way that we often ignore the implications of our clothes getting a little more snug, until the day we can’t… Read more

You may be balancing a few credit card payments along with a few outstanding bills and you may be thinking that a debt consolidation loan would be a sure way to organize your finances and make debt repayment easier.  On the up-side, a debt consolidation loan will make your life simpler; you will… Read more

“Opportunity is missed by most people because it’s dressed in overalls and looks like work!” – Thomas Edison While most of us understand why saving money is a smart idea, most of us are also pretty terrible at actually saving money. In Canada, our savings rate has been less than… Read more

What makes you tick?  What is it that makes us put things on hold to run away or ignore the problem? What is it that motivates us to make the right choices, to be better in our personal lives and to tackle the serious uncomfortable issues that lead to stress. We are… Read more

You may be getting phone calls demanding payment on your overdue account.  Bill collectors might be calling you on your cellphone.  They might also be calling your landline at home.  In some cases, they might even be calling you at your workplace. Collection calls can be very upsetting.  Most people… Read more