Tag Archives: Featured

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Home ownership makes sense if it’s part of an overall plan, but not if it’s your whole plan. Putting all your eggs in the real estate basket is just as bad as stashing all your money in any other single investment option. Just because it’s your home doesn’t make it… Read more

I’ve been thinking a lot about young people, money, and how to get the two in the same room. Yah, I know, you’d love nothing more than to have someone throw a ton of money at you, but that’s not what I mean. I’m talking about how to get young’uns… Read more

If you’re in debt, it’s time to get into the negotiating mood. “No problem,” you say, “I’m ready to do whatever I have to.” But what if the person you’re negotiating with isn’t a creditor? What if it’s your mate? You’ve woken up to the idea that debt repayment is… Read more

People are woefully unprepared to handle their money.  It doesn’t matter how much money they make or how well educated they are, folks keep making the same mistakes over and over. While we love to blame everyone else for our lack of money skills – my parents didn’t teach me,… Read more

Canadians are carrying record levels of debt and the financial tactic that could improve things is the first thing to go when getting rid of that debt becomes Job #1. I applaud anyone who wants to get rid of their consumer debt as fast as they can. But having a… Read more

You make $16 an hour. That barely covers your rent & food. If you want a new pair of boots or you have to get something fixed, the only way is with a credit card. So when did credit become money? It’s a good question, isn’t it? After all, isn’t… Read more

We have all bought things that didn’t turn out to be quite as wonderful as we thought they would be. Maybe it was something small, like a new houseplant. Maybe something big, like a car. Whatever it was, once we saw the flaw, we either learned a lesson or we… Read more

Who doesn’t love  good sale? But when bargain hunting, coupon clipping, or shopping as a hobby becomes the objective, you and your budget are likely headed for big trouble. Have you heard yourself say, “But it was such a good deal!”? Hmm. If you’re spending money on credit that you’re… Read more

Good judgement comes from experience, a lot of which comes from bad judgement. We all know too much debt is not a good thing, but debt management is not necessarily a skill we all possess. It’s not like you set out with the objective of borrowing more than you can… Read more

Debt consolidation can take many forms. Choosing the right approach to consolidating your debt begins with understanding your needs and defining what you are trying to achieve. Here are 5 key objectives most people consider when looking to consolidate their debts. Identify Your Debt Consolidation Needs 1. Lower Interest Rates… Read more