Tag Archives: Credit Card Debt

Credit card rewards programs can provide us with a nice bonus when used carefully. The downside is they can often tempt us to overspend and any bonus that we get can be quickly erased. Another point to keep in mind is that if you can’t pay the balance in full,… Read more

This is a guest post by the experts at Ratehub.ca Bankruptcy is a scary thing. It was likely one of the most stressful times of your life, but once you’ve officially received your discharge it’s time to get on with your life. You’ll likely want to start rebuilding your credit… Read more

We often make the most common money mistakes.  None of these bad choices from Gail Vaz-Oxlade should be a surprise to you, but if they are, it’s time to do something better. As Gail says, don’t be a money moron. You’re procrastinating on making a will. More than half of… Read more

When it comes time to finance your next big purchase, you’ll face a number of important decisions. The first, and arguably most crucial, will be how you finance. For instance, if you plan to pay off your purchase within 30 days, you might consider charging it to your credit card to earn… Read more

“Have you ever wondered if your sole purpose in life is to serve as a warning to others?!” – Unknown Sometimes I think that there is more to be learned from other people’s mistakes than their successes, and so, for this post, I thought I would share my own journey… Read more

Fun with words Few things drive me crazier than when people use the word literally incorrectly. Lord knows I take more than my share of liberties with the English language but if there is one word we should use literally wouldn’t that word be…literally. So yes, I get a little… Read more

This is a guest post by the experts at Ratehub.ca Credit cards can be a powerful tool to earn rewards, but they can also be dangerous. If you lack discipline with your credit card spending, you may find yourself with a bigger balance than you can pay off, perhaps across… Read more

It’s easy to pay for purchases using your credit card but it’s not always easy to keep your use of credit under control. In fact money owed to credit cards at the time people file debt relief accounts for approximately 31% of their debt. Their average outstanding balance on credit… Read more