Category Archives: Debt Solutions

“Either you control your money or it controls you.” T. Harv Eker I grew up in a household where money wasn’t talked about. Which is unfortunate because both my parents are good money managers: they believe in saving, living within your means and not carrying consumer debt. However, not wanting… Read more

“Do not save what is left after spending. Spend what is left after saving.” – Warren Buffet Whenever I sit down with people who are wrestling with debt, the question inevitably comes up: should I be saving or paying down debt? It’s a question that has been debated back and… Read more

You’ve been struggling with the challenge of meeting your monthly debt payments for a while now and have decided you want to deal with your debt but need a road map. Choosing the right debt relief option is a bit like hitting a traffic circle. Technically all roads will lead… Read more

When people set goals and set out to achieve them, they’re often discouraged by the obstacles they encounter along the way. It would be nice if making the decision to do the “right thing” guaranteed us a simple and speedy passage to our end goal. But, life doesn’t work that… Read more

This is a guest post by the experts at Ratehub.ca When you need money to consolidate debt or renovate debt, sometimes a home equity line of credit (HELOC) can come in handy. A HELOC is a loan that’s secured by the equity in your home. The equity refers to the… Read more

The new year is just around the corner so let’s review, shall we? Going into debt is often a choice. We make the choice when we buy something we can’t afford to pay for. Every time we don’t bother to check to see if we have enough money in the… Read more

“Money is always eager and ready to work for anyone who is ready to employ it.” Idowu Koyenikan I rarely meet people who are happy with their financial situation. I think this is partly because no one really knows what they “should” be spending and/or saving in order to create… Read more

It can be hard to know which professional to turn to when you realize you need help dealing with your debts. Both a credit counsellor and a licensed insolvency trustee can help you – but how do you choose between the two? The answer depends on your debts, finances, future… Read more

If you want to lose weight you know you shouldn’t be eating donuts. If you want to save money and stay out of debt there are also things you should avoid. Here are 9 life types from Gail Vaz-Oxlade that you might want to keep in mind if you want… Read more

“Have you ever wondered if your sole purpose in life is to serve as a warning to others?!” – Unknown Sometimes I think that there is more to be learned from other people’s mistakes than their successes, and so, for this post, I thought I would share my own journey… Read more