Category Archives: Debt Management

Good judgement comes from experience, a lot of which comes from bad judgement. We all know too much debt is not a good thing, but debt management is not necessarily a skill we all possess. It’s not like you set out with the objective of borrowing more than you can… Read more

“When it comes to money, ignorance is not bliss. What you don’t know can hurt you.” – Sandra S. Simmons One of the motivators that led me into the financial services industry was a desire to help people get excited about money and learn how to take control of it…. Read more

The average Canadian is quite capable of managing their debt, especially when that debt carries a low interest rate. For those who are in severe amounts of debt though, debt management becomes a case of crisis management. Unfortunately, the inevitable stress doesn’t always lead to the best financial decisions, often… Read more

I believe that one of the reasons that Til Debt Do U$ Part has had such a big following is that it made the people watching the show look at how they were dealing with their money. If those people on TV could be in such huge denial, could watchers… Read more

As soon as you start talking about debt there are people who want to make a distinction between “good” and “bad” debt. It’s as if they feel the need to justify the debt they’ve taken on by labeling it “good.” Hey, it’s true that if you take on debt to… Read more

“Not until the pain of the same is greater than the pain of the change will you embrace change.” – Dave Ramsey Most people who are in financial trouble are aware of it but often, we live for a long time in denial about how bad things actually are. Like… Read more

“Financial success, as well as most success in life, is not about perfection, it’s about direction.” In my last post, I talked about the importance of assessing your financial fitness so that you know how vulnerable you might be in the event of an unexpected expense or a drop in… Read more

When it comes to finance, the reason many of us get into trouble is because we overlook or ignore the warning signs that something isn’t quite right. In the same way that we often ignore the implications of our clothes getting a little more snug, until the day we can’t… Read more

“The only important thing in a book is the meaning that it has for you.” – W. Somerset Maugham For as long as I can remember, I’ve loved reading. My mum is an avid reader and so I grew up in a home that had overflowing bookcases in almost every… Read more

How much debt one carries can seem monstrous to some and minute to others – it’s all relative to where you are today and what your goals are tomorrow. Whether your debt is manageable on your own or you need assistance in reducing your debt will depend upon your situation…. Read more