Category Archives: Credit Card Debt

This is a guest post by the experts at Ratehub.ca Bankruptcy is a scary thing. It was likely one of the most stressful times of your life, but once you’ve officially received your discharge it’s time to get on with your life. You’ll likely want to start rebuilding your credit… Read more

This is a guest post by the experts at Ratehub.ca In the travel industry, it’s known as the shoulder season. It’s the period between summer vacation and winter holidays when prices are at their lowest. For the astute traveler, it’s the best season. If you have the money saved to… Read more

Using credit cards to earn rewards can be a good choice if you know how to manage them carefully and avoid some common pitfalls. Here are four common facts you should consider when using your cards to earn points, no matter which rewards program you choose. 1. You May Be… Read more

Who doesn’t love  good sale? But when bargain hunting, coupon clipping, or shopping as a hobby becomes the objective, you and your budget are likely headed for big trouble. Have you heard yourself say, “But it was such a good deal!”? Hmm. If you’re spending money on credit that you’re… Read more

If you understand how interest rates work on your credit card, you can make three simple adjustments to your credit card use (including how you make payments) that will help you pay off your credit card debt sooner. 1. If you carry a balance, stop using your card for new… Read more

Credit cards are a convenience but there are times you should think about leaving them in your wallet rather than adding to your credit card debt. Before you charge it, here are some situations when using your credit card to make a purchase is a bad idea. 1. You Already Have… Read more

This is a guest post by the experts at Ratehub.ca Walk into any major retailer these days and chances are it has its own credit card. Staff are probably roaming the aisles, telling you the benefits of the card. Or at the very least, they’ll prompt you to apply for it… Read more

Fun with words Few things drive me crazier than when people use the word literally incorrectly. Lord knows I take more than my share of liberties with the English language but if there is one word we should use literally wouldn’t that word be…literally. So yes, I get a little… Read more

The first time most kids learn about credit is when they go off to university and credit card companies start throwing plastic at them. With no experience and very little understanding of the long-term negative ramifications, kids start to charge. And they charge, charge, charge until they’re in a hole…. Read more

You know the game show Family Feud? People are asked to guess the top answers given to a specific question. Some of their answers are very funny. You know one of the questions I’ve never seen asked? “What are the top five reasons people say why they don’t’ save?” I’d… Read more