Author Archives: Sarah Milton

About Sarah Milton

Sarah Milton is currently stretching her professional wings in Edmonton, Alberta in a role that allows her to combine her talent for writing and speaking with her training in the financial services industry. She is passionate about inspiring people to get excited about their money and empowering them to take control of their financial future. Sarah is the co-author of the book, Take Control of Your Money, she writes a weekly post for and writes twice a month for You can follow her on Twitter @5arahMilton

“Not until the pain of the same is greater than the pain of the change will you embrace change.” – Dave Ramsey Most people who are in financial trouble are aware of it but often, we live for a long time in denial about how bad things actually are. Like… Read more

“Financial success, as well as most success in life, is not about perfection, it’s about direction.” In my last post, I talked about the importance of assessing your financial fitness so that you know how vulnerable you might be in the event of an unexpected expense or a drop in… Read more

When it comes to finance, the reason many of us get into trouble is because we overlook or ignore the warning signs that something isn’t quite right. In the same way that we often ignore the implications of our clothes getting a little more snug, until the day we can’t… Read more

“Opportunity is missed by most people because it’s dressed in overalls and looks like work!” – Thomas Edison While most of us understand why saving money is a smart idea, most of us are also pretty terrible at actually saving money. In Canada, our savings rate has been less than… Read more

“The only important thing in a book is the meaning that it has for you.” – W. Somerset Maugham For as long as I can remember, I’ve loved reading. My mum is an avid reader and so I grew up in a home that had overflowing bookcases in almost every… Read more

If you search online for strategies to get out of debt you’ll quickly discover that there are a myriad of options to choose from. Just as each person’s journey into debt is different, the best strategy to get out of debt will vary from person to person. To me, what’s… Read more

“Debt is normal. Be weird!” – Dave Ramsey One of the most challenging emotions that accompanies debt is the feeling of hopelessness that can fall over you when you look at your statements. That feeling can be paralyzing; stopping us from making any significant moves to change our situation because it… Read more

“Lack of money is never a problem; it’s the symptom of a problem.” – T. Harv Eker The psychology of money is one aspect of money management that tends to get overlooked when it comes to financial planning and debt counselling. In the financial industry we focus very strongly on… Read more

“Everything you’ve ever wanted is one step outside of your comfort zone.” – Unknown My friend Joanne often reminds me that “there’s no growth in a comfort zone and no comfort in a growth zone,” which means that if I want to achieve my biggest goals, I should get used… Read more

Five years ago, my financial situation was very different from what it is right now. A series of bad choices in my 20s, combined with some of those nasty “curveballs” that life throws at you every so often, had resulted in a lot of debt and a very keen understanding… Read more