There are basically two schools of thought in the personal finance world when it comes to budgets. School number one Touts traditional budgeting. That is, using spreadsheets, or envelopes, or jars, or paper cups, or shoeboxes, or old coffee cans, or old rubber boots to divide up and allocate how much… Read more
A recent news article suggests that more Canadian’s are buying luxury cars these days than ever before and that many of them may find themselves in “over their heads.” The article suggests that part of the reason for this is what they call the Wealth Effect, people thinking they are wealthier… Read more
Halloween is my absolute favourite night of the year. I dig the campy costumes, the cheesy decorations and I truly enjoy sitting out on my front porch doling out treats to little ghosts and goblins. For one day of the year, we’re allowed to celebrate the macabre, the ghoulish and… Read more
I should have known better, I really should have. Two years ago, our old barbeque finally died. When I say died, I mean it literally fell apart. It served us well for many years, cooked hundreds of burgers, much chicken, racks of ribs and even the occasional rib eye. Many… Read more
Vacation: A period of rest and relaxation. Vacations are what you do to take a break from what you do. They are also what Canadians do to take a break from winter. Unfortunately, vacations are also an area where we sometimes overspend. We need to find some ways to enjoy… Read more
Fun with words Few things drive me crazier than when people use the word literally incorrectly. Lord knows I take more than my share of liberties with the English language but if there is one word we should use literally wouldn’t that word be…literally. So yes, I get a little… Read more
Now is a good time to talk about a different holiday, the one that usually puts the most stress on your family’s finances. Yup, I’m talking about talking about Christmas in June.