Author Archives: Gail Vaz-Oxlade

About Gail Vaz-Oxlade

Gail Vaz-Oxlade is the Gemini-award winning host of Til Debt Do U$ Part, Prince$ and Money Moron. She hosts The Monday Night Late Shift on NewsTalk1010 where she talks about life, the universe & everything. Gail blogs daily at gailvazoxlade.com and contributes to moneyproblems.ca. Gail is determined to eliminate financial illiteracy in Canada, and encourages people to join MyMoneyMyChoices.com to raise their Money IQ. Her books include: Debt-Free Forever, Easy Money, Never Too Late, Money-Smart Kids, It’s Your Money, Money Rules and Saving for School. You can also follow her on twitter @GailVazOxlade.

You’ve decided to take control of your money and your life. You’ve done a spending analysis and made a budget you know will work. Now all you have to do is stick to it. That’s all. It’s human nature to believe, once we have made up our minds that “things… Read more

As soon as you start talking about debt there are people who want to make a distinction between “good” and “bad” debt. It’s as if they feel the need to justify the debt they’ve taken on by labeling it “good.” Hey, it’s true that if you take on debt to… Read more

You know the game show Family Feud? People are asked to guess the top answers given to a specific question. Some of their answers are very funny. You know one of the questions I’ve never seen asked? “What are the top five reasons people say why they don’t’ save?” I’d… Read more

If it’s such common sense to only spend what you can afford, why do so many people spend money they don’t have – use credit without paying their balance off in full every month – to buy things they want? Have we become so delusional about the damage debt does… Read more

Registered Education Savings Plans have been around for about forty years? You’d think with all that history we’d have a better understanding of how they work. And with the free money the government is willing to throw at parents to encourage them to save, you’d think there’d be more people… Read more

If you’re one of the people who is watching as jobs in your industry evaporate, no doubt you’re beginning to twitch. Job loss comes with two big stressors. First, there is the financial stuff that you need to figure out. Second, there is the emotional misery that you must wade… Read more

Jobs have been going buh-bye this year and the economy is looking a little precarious. It might be a good idea to head into this holiday season with a solid plan so you don’t come out with a holiday hangover. A more sensible approach to the holidays doesn’t mean you… Read more

You know that old saying, “do as I say, not as I do”? Well, kids learn from what you do. And they are always watching. Shop without a list and they’ll learn that when you go into a store it’s to impulse shop. Now that’s not what you want, is… Read more

Life changes. And as it does, we also change. Sometimes that means we have to move. Maybe we need more space. Maybe we’re changing jobs and have to relocate. Maybe our relationship has ended and we’ve got to hit the road. Inevitably we’re faced with packing up. And as we… Read more

Why is it that reasonably intelligent people become idiots when it comes to using plastic for purchases? How can spending money you haven’t yet earned – putting money on a credit card and carrying a balance – ever be a good idea? And yet, thousands of Canadians do it every… Read more