Monthly Archives: October 2017

When it comes time to finance your next big purchase, you’ll face a number of important decisions. The first, and arguably most crucial, will be how you finance. For instance, if you plan to pay off your purchase within 30 days, you might consider charging it to your credit card to earn… Read more

If you’re like many people, a mortgage is the biggest financial commitment you will make in your life. Because it is such a big obligation, it is important to understand how mortgages work. Let’s start by looking at the concept of amortization. Mortgage amortization refers the length of time it… Read more

I have a young friend who is thinking about going back to school. He called me up to ask me if it would be a good idea. I think he expected me to rubber-stamp his decision because, as he put it, “it’s good debt, right?” Maybe. Maybe not. Student Loans… Read more

Robert (not his real name) works in a shoe store. Or if you ask him, he’ll proudly say that he’s now the Assistant Manager at a London fine footwear retailer. It’s not a bad job for a 26-year-old single guy, and his increased responsibilities let him focus on operational details… Read more