Monthly Archives: January 2017

This is a guest post by the experts at When you need money to consolidate debt or renovate debt, sometimes a home equity line of credit (HELOC) can come in handy. A HELOC is a loan that’s secured by the equity in your home. The equity refers to the… Read more

If your financial situation is less than awesome right now, then financial independence might feel like an impossible dream. However, it’s worth remembering that there are plenty of people out there who have taken themselves from the depths of financial despair to the height of financial success. If they’ve done… Read more

Why are some folks so bad with money? You know the people I mean: your sister who simply can’t walk past a sale; your mate who thinks that carrying debt around is okay because everyone does it; your best friend who believes that saving for retirement comes after buying a… Read more

There are basically two schools of thought in the personal finance world when it comes to budgets. School number one Touts traditional budgeting. That is, using spreadsheets, or envelopes, or jars, or paper cups, or shoeboxes, or old coffee cans, or old rubber boots to divide up and allocate how much… Read more