Monthly Archives: September 2015

You may be getting phone calls demanding payment on your overdue account.  Bill collectors might be calling you on your cellphone.  They might also be calling your landline at home.  In some cases, they might even be calling you at your workplace. Collection calls can be very upsetting.  Most people… Read more

Today’s guest author is Brian McIlmoye, a Bankruptcy Trustee with Hoyes, Michalos & Associates Inc. As someone who meets with people every day who are experiencing a financial crisis, he understands the turmoil people are experiencing and provides some advice for those who want to reach out and support someone in… Read more

“The only important thing in a book is the meaning that it has for you.” – W. Somerset Maugham For as long as I can remember, I’ve loved reading. My mum is an avid reader and so I grew up in a home that had overflowing bookcases in almost every… Read more

How much debt one carries can seem monstrous to some and minute to others – it’s all relative to where you are today and what your goals are tomorrow. Whether your debt is manageable on your own or you need assistance in reducing your debt will depend upon your situation…. Read more

Why is it that reasonably intelligent people become idiots when it comes to using plastic for purchases? How can spending money you haven’t yet earned – putting money on a credit card and carrying a balance – ever be a good idea? And yet, thousands of Canadians do it every… Read more