Monthly Archives: January 2015

“Forewarned is forearmed” – English Proverb Debt is big business. Everywhere you look these days, it seems that there are an ever-increasing number of ways to have whatever your heart desires, long before you’ve earned the money to pay for it. Whether you’re looking for a car, a couch or… Read more

Gas prices have been dropping in Ontario and everyone is on the edge of their seat wondering just how low they will go, and for how long.  We thought it would be interesting to find out how our reader’s have been affected financially by falling gas prices and discover what they plan… Read more

Over my nine-year career on television, I worked with a lot of people who couldn’t tell when enough is enough. Often impulsive, they had the sense that they could have whatever they wanted, whenever they wanted it. You might have looked at some of them dumb-struck at their sense of… Read more

For a long time, I believed that the reason for my money troubles was a lack of money. It was the logical explanation for a student who worked part time and then it became a logical explanation for a new immigrant working for minimum wage. As the debt grew, it… Read more

Interest rates in Canada are at historically low levels, and it’s very possible that they will stay below normal levels for many years into the future.  Governments with massive debts can’t afford to let interest rates increase and governments want consumers to keep borrowing so they can continue to spend… Read more

Almost one third of all personal insolvencies are now filed by the baby boomer generation. This is a staggering statistic, and shows that not only have many seniors not saved for retirement, but in fact they will be carrying debt into retirement. While some of your expenses may decrease in… Read more