Yearly Archives: 2015

Sadly, bankruptcy among seniors is on the rise. This is one more worry to be added to a long list for family members who are concerned about their aging parents. Not used to credit cards in their youth, many seniors are racking up credit card debt at an alarming rate; finding… Read more

“Financial success, as well as most success in life, is not about perfection, it’s about direction.” In my last post, I talked about the importance of assessing your financial fitness so that you know how vulnerable you might be in the event of an unexpected expense or a drop in… Read more

This is a guest post by the experts at Ratehub.ca As mortgage rates have come down this year because of a couple of Bank of Canada rate cuts, you may be wondering if it’s time to consider refinancing your mortgage. Reasons For Refinancing There are three main reasons why you… Read more

Jobs have been going buh-bye this year and the economy is looking a little precarious. It might be a good idea to head into this holiday season with a solid plan so you don’t come out with a holiday hangover. A more sensible approach to the holidays doesn’t mean you… Read more

You might find yourself in a position where you owe monies to a creditor and this creditor has sued you and successfully obtained a judgment against you. Now you are wondering what happens next? What can your creditor do with their judgment, how can it help them collect the money… Read more

When it comes to finance, the reason many of us get into trouble is because we overlook or ignore the warning signs that something isn’t quite right. In the same way that we often ignore the implications of our clothes getting a little more snug, until the day we can’t… Read more

Moneyproblems.ca is about finding experts who can help you manage your way out of debt problems with great information and advice. Today we bring you a guest article from the experts at Ratehub.ca. Ever looked up your credit score? That three-digit number means a lot when it comes to renting property, buying a… Read more

You know that old saying, “do as I say, not as I do”? Well, kids learn from what you do. And they are always watching. Shop without a list and they’ll learn that when you go into a store it’s to impulse shop. Now that’s not what you want, is… Read more

You may be balancing a few credit card payments along with a few outstanding bills and you may be thinking that a debt consolidation loan would be a sure way to organize your finances and make debt repayment easier.  On the up-side, a debt consolidation loan will make your life simpler; you will… Read more

“Opportunity is missed by most people because it’s dressed in overalls and looks like work!” – Thomas Edison While most of us understand why saving money is a smart idea, most of us are also pretty terrible at actually saving money. In Canada, our savings rate has been less than… Read more