Monthly Archives: June 2010

We have all experienced it: you go to the store to buy a new DVD player, or television, or whatever, and the salesman tells you what a fantastic product it is, and you will love it.  Then when you get to the cash register to pay, that same salesman wants… Read more

Many specialty stores offer “rent to own” programs. If you don’t have the cash to buy a television or a couch, you can pay a weekly fee and rent it, and once you have paid for a long enough period, you own it. That’s why it’s called rent to own…. Read more

Today’s tip is very simple: avoid payday loans. A payday loan is a short term loan.  For example, you need to pay your rent today, but you don’t get paid until next Friday.  The payday lender lends you the money to pay your rent today, and you pay them from… Read more

It’s great to have a plan and pay off one of your credit cards.  Once you do that: cut it up! There is no point in paying off a credit card, and then have it sit there, empty, to tempt you.  You may just return to your bad habits and… Read more