save money

If you have money problems, and you are looking for a big, grand solution, don’t.  Start instead with small steps.  Start by keeping track of where your money goes.  Make a budget.
Review our money savings tips, and decide, right now, to cut your spending in one area.  It doesn’t have to be a huge saving; [...]

You went shopping and saw a great new power tool, or pair of shoes, or something else that you want, but don’t really need.  Don’t be an impulse shopper.  Make a deal with yourself that you always wait 48 hours before making a purchase of more than $100 (or whatever other limit you want to [...]

Before you spend any money, ask yourself one simple question: Can I afford it?  It’s a simple question, but the answer may amaze you.
For example, can I afford my cup of coffee at the coffee shop each morning?  Spending $2 on a coffee every morning is more than $500 per year; can you afford it?  [...]