Posts tagged as:

monthly budget

Don’t Budget

by Moneyproblems TipsMon Jan 02, 2012 Budgeting

Conventional wisdom is that you need a budget to manage your money.  It’s true that having a budget makes it easier to analyze where you are spending money, and to find places to cut expenses to pay down debt, or to save money.
But making a budget is hard.  Keeping it up is even harder.
So, don’t [...]

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Use Technology to Budget and Save Money

by Moneyproblems TipsMon Sep 27, 2010 Budgeting

Control spending by making a household budget and sticking to it. The first step is to start recording your spending. Guess what? there’s an app for that. In fact, there are lots of apps for that; do a search in Google or the app store for your smartphone, and find one that works for you.
Keeping [...]

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Make your budget flexible: prepare for the unexpected

by Moneyproblems TipsMon Mar 15, 2010 Budgeting

When creating a monthly budget, consider irregular or “unexpected” expenses. Eventually, you will need that oil change or the kids will need new winter clothing; if you are prepared for unexpected expenses you will be able to handle them when the time comes without relying on credit – a healthy budget is a budget that [...]

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Your Budget: Your Own Personal Financial Advisor

by Moneyproblems TipsFri Jan 15, 2010 Budgeting

Today’s Tip: Treat your household budget like a strict financial advisor.
If you need to make a purchase of more than $10, consult your budget and see if it will give you permission to make that purchase before you actually make it. If its not convenient to consult your budget, delay the purchase until you can [...]

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Where are you at?

by Douglas HoyesMon Aug 10, 2009 Budgeting

My name is Douglas Hoyes, and I am a bankruptcy trustee. My job is to help people deal with their debts. The first step in solving your money problems is to figure out where you are at: you need to make a list of what comes in and what goes out every month.
Many people I [...]

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