Posts tagged as:

budget

Keeping up with the Joneses Leads to Disaster

by Power SpendingThu Feb 24, 2011 Budgeting
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Do you feel pressure to have the latest clothes, or cell phone, or car, or whatever it is that your friends have?

Power Spending
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Watch out for the “Keeping Up With the Joneses” syndrome-known as Social Conditioning.
The very powerful social pressure to appear to be well-off can cause you to make foolish purchases if you are not [...]

Tagged as: budget, keeping up with the joneses, Power Spending

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Make a List, Check It Twice

by Moneyproblems TipsTue Dec 07, 2010 Budgeting

This week we are providing practical advice on how to avoid the hangover that comes from overindulging in Christmas spending. Today, I want to talk about budgeting.
The first step is to decide how much in total you want to spend this holiday season. Some people might say to start with a list of [...]

Tagged as: budget, Christmas, list

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Use Technology to Budget and Save Money

by Moneyproblems TipsMon Sep 27, 2010 Budgeting

Control spending by making a household budget and sticking to it. The first step is to start recording your spending. Guess what? there’s an app for that. In fact, there are lots of apps for that; do a search in Google or the app store for your smartphone, and find one that works for you.
Keeping [...]

Tagged as: budget, monthly budget, technology

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Personal Budget and Debt List - Put it Together

by Douglas HoyesWed Aug 18, 2010 Budgeting

To Set a Course to Be Debt Free, you make a list of your debts, and then make a budget to see what you spend today, then you analyze your budget to see what expenses you can cut. Let’s assume you have done all of these steps, and you now have the following information:
You have [...]

Tagged as: budget, debt free, debt list

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How To Use a Personal Budget to Become Debt Free

by Douglas HoyesTue Aug 17, 2010 Budgeting

A personal budget is a list of numbers. It’s meaningless unless you do something with it. To Set a Course to Be Debt Free, take your budget and look at it. Analyze it. And ask yourself this simple question: “What can I slash and burn?” Once you know where you are spending your money, you [...]

Tagged as: budget, debt free

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To Be Debt Free, You Need A Budget

by Douglas HoyesMon Aug 16, 2010 Budgeting

As we continue our series on Setting a Course to Be Debt Free, let’s review the first steps.
First, start by deciding that you want to be debt free. You must make a conscious decision to achieve your debt free goal.
Second, make a list of your debts, and check it twice to be sure you [...]

Tagged as: budget, debt free

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Avoid Payday Loans

by Moneyproblems TipsWed Jun 02, 2010 Budgeting

Today’s tip is very simple: avoid payday loans.
A payday loan is a short term loan.  For example, you need to pay your rent today, but you don’t get paid until next Friday.  The payday lender lends you the money to pay your rent today, and you pay them from your paycheque next Friday.  Great.
The problem [...]

Tagged as: budget, payday loan

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Get on the Same Page as your Spouse

by Moneyproblems TipsMon May 17, 2010 Budgeting

If two partners in a company have opposite objectives, the company probably won’t be successful.  The same is true in a marriage.  If one spouse wants to spend and incur debt, and the other spouse wants to save and not spend, conflicts will arise.  You need to be on the same page.  You need to [...]

Tagged as: budget, Savings Plan

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Plan Now for your Summer Vacation

by Moneyproblems TipsFri Apr 30, 2010 Budgeting

It’s never too early to start planning for your summer vacation.  Summer vacations can be expensive, so you need to plan early for two reasons:
First, the sooner you start saving for your vacation, the more you will be able to save.  It is a very bad idea to borrow money to go on a vacation.  [...]

Tagged as: budget, summer vacation

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Track your Big Expenses with a Mini Budget

by Moneyproblems TipsFri Apr 23, 2010 Cut Your Food Bill

The most important advice to get control of your personal finances is to make a budget. We strongly recommend that you make a budget, (and many of you agree, since our make a budget post is one of our most popular tips). You can even join the budget group on our debt support group.
But wait, [...]

Tagged as: budget, food, save money

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