From the category archives:

Money Saving Tips

Happy Canada Day- Have a Staycation

by Moneyproblems TipsThu Jul 01, 2010 Money Saving Tips

It’s Canada Day, and when cash is tight, a vacation can be expensive.  No problem.  Have a staycation.
Instead of traveling to a distant country, plan a series of day trips near home.  If you have relatives from another country come for a visit, where would you take them?  Pretend you are a tourist, and go [...]

Tagged as: staycation

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Start Cutting Expenses

by Moneyproblems TipsTue Jun 29, 2010 Budgeting

Yesterday we asked the question: Where Does Your Money Go? It’s amazing to analyze your spending to see where you actually spend your money.
If most of your spending is done with a credit card or a debit card, you don’t need to make a list; you can simply produce a list from your monthly statement.
Once [...]

Tagged as: cut expenses

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Small Steps

by Moneyproblems TipsTue Jun 22, 2010 Money Saving Tips

If you have money problems, and you are looking for a big, grand solution, don’t.  Start instead with small steps.  Start by keeping track of where your money goes.  Make a budget.
Review our money savings tips, and decide, right now, to cut your spending in one area.  It doesn’t have to be a huge saving; [...]

Tagged as: save money

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Don’t rent your hot water heater

by Moneyproblems TipsMon Jun 14, 2010 Money Saving Tips

Your local gas company is happy to rent you a hot water heater.  They tell you that if there is ever a problem with the hot water heater, they will replace it at no charge to you.  Eventually all hot water tanks spring a leak, so free repairs sounds like a great deal.
But wait: do [...]

Tagged as: save money, water heater

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Say no to extended warranties

by Moneyproblems TipsWed Jun 09, 2010 Money Saving Tips

We have all experienced it: you go to the store to buy a new DVD player, or television, or whatever, and the salesman tells you what a fantastic product it is, and you will love it.  Then when you get to the cash register to pay, that same salesman wants to sell you a “three [...]

Tagged as: warranty

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Avoid the Rent to Own Scam

by Moneyproblems TipsTue Jun 08, 2010 Money Saving Tips

Many specialty stores offer “rent to own” programs. If you don’t have the cash to buy a television or a couch, you can pay a weekly fee and rent it, and once you have paid for a long enough period, you own it. That’s why it’s called rent to own.
Rent to own may [...]

Tagged as: rent to own

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Clip Coupons to Save Money

by Moneyproblems TipsMon Jun 07, 2010 Cut Your Food Bill

Clip coupons?  What is this, 1950?  No, it’s not 1950, but you can still save a significant amount of money off your grocery bill by using coupons.
Start with in-store coupons.  Many manufacturers market their products by offering coupons at the store, or at the checkout.  Since there is almost no work involved for you, use [...]

Tagged as: coupon

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Don’t Be in a Hurry

by Moneyproblems TipsFri Jun 04, 2010 Money Saving Tips

Remember the first HD television set on the market?  It cost many thousands of dollars.  Now you can buy a flat screen HD TV for a few hundred dollars.  When new technology hits the market, it is very expensive.  Don’t be in a hurry to be first person to get the latest and greatest toy.
Don’t [...]

Tagged as: Money Saving Tips

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Avoid Payday Loans

by Moneyproblems TipsWed Jun 02, 2010 Budgeting

Today’s tip is very simple: avoid payday loans.
A payday loan is a short term loan.  For example, you need to pay your rent today, but you don’t get paid until next Friday.  The payday lender lends you the money to pay your rent today, and you pay them from your paycheque next Friday.  Great.
The problem [...]

Tagged as: budget, payday loan

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Before you buy, have a cooling off period

by Moneyproblems TipsTue May 25, 2010 Money Saving Tips

You went shopping and saw a great new power tool, or pair of shoes, or something else that you want, but don’t really need.  Don’t be an impulse shopper.  Make a deal with yourself that you always wait 48 hours before making a purchase of more than $100 (or whatever other limit you want to [...]

Tagged as: save money

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