From the category archives:

Money Saving Tips

Consider No Fee Banking

by Moneyproblems TipsThu Oct 21, 2010 Money Saving Tips

Consider No Fee Banking: many financial institutions charge monthly fees, but did you know that you can sometimes negotiate a reduction?
Better yet, some financial institutions do not charge any fee at all. There is a tendency to consider these fees to be inconsequential – “it’s only $12 per month”; that is $144 per year [...]

Tagged as: no fee banking

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Get a copy of everything you sign

by Moneyproblems TipsWed Oct 13, 2010 Money Saving Tips

Always GET A COPY of everything you sign, as you may need to refer to it down the road for customer service inquires or to refer to the terms of conditions of your contract. Keep the copy of the contract in an easy to refer to place in the house for future reference.
Not knowing [...]

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Sleep on it

by Moneyproblems TipsTue Oct 12, 2010 Money Saving Tips

Before making a major purchase, sleep on it.
We have all had the experience of seeing the car we want, or the appliance, and we are told that there is a special deal if we buy it today.  That’s fine, but don’t be impulsive; that special deal may not be so special.  Take some time to [...]

Tagged as: sleep on it

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Negotiate for the best deal

by Moneyproblems TipsMon Oct 11, 2010 Money Saving Tips

In Canada we tend to accept whatever price is listed.  For a better deal, negotiate when buying a car, or any other major (or minor) purchase.
NEGOTIATE what you want through investigating the competition. If the sales person wants your business they will listen to your concerns. There is nothing wrong with offering less [...]

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Know Who You are Dealing With

by Moneyproblems TipsFri Oct 08, 2010 Money Saving Tips

Before you sign a contract for a major purchase, KNOW WHO you are dealing with.  Contact the Better Business Bureau in your area or investigate a company online. See what their reputation is for business dealings.
You need to make sure they are reputable and will honour their agreements.

Tagged as: know who you are dealing with

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Read Before You Sign

by Moneyproblems TipsThu Oct 07, 2010 Money Saving Tips

Before you sign a sales contract (for a car, a house, an appliance, or even a gym membership) SHOP AROUND and compare.
Compare price, guarantees, warranties and the duration of the contract. You should know the best offer possible for your needs and pocket book.
Don’t buy the first item you see; there may be better [...]

Tagged as: shop around

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Shop Around, and Know Your Prices

by Moneyproblems TipsMon Oct 04, 2010 Money Saving Tips

Shop around and know your prices.
Don’t be fooled by these big box stores that claim to have great deals. Quite often you’ll end up buying six of something that you really only need one of, and usually for more than what you would have paid for in a regular grocery store. The weekly [...]

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Hope is not lost but it does not pay the bills

by Moneyproblems TipsThu Sep 30, 2010 Budgeting

Lots of people have seen their income reduced in the recession. Whenever someone losses a job they always tell themselves that a new job is just round the corner. Sometimes it is , but sometimes we can convince ourselves that it is when it’s not.
It’s important to keep a positive outlook when looking for work, [...]

Tagged as: job loss

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Back to School: Buying Used is a Good Life Lesson

by Moneyproblems TipsMon Sep 06, 2010 Money Saving Tips

As we celebrate Labour Day (the day we don’t labour) we conclude our series on Back to School money saving tips, and we present the most obvious money saving tip for parents of students going back to school: Buy Used.
We all remember as children being forced to wear hand-me-down clothes, and using used school supplies.  [...]

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Back to School: Shop On-line

by Moneyproblems TipsFri Sep 03, 2010 Money Saving Tips

In this fifth installment in our Back to School money saving tips series, after you start by Making a List, and then make an inventory of what you already have by shopping at home, and then make a budget, and then plan your shopping by not buying everything all at once, our tip today is [...]

Tagged as: Back to School

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