From the category archives:

Christmas Tips

One Special Gift to Save Money

by Moneyproblems TipsFri Dec 17, 2010 Christmas Tips

Instead of buying lots of gifts for everyone, establish a “One Special Gift” tradition.  Create a tradition of having immediate family members select one special item that they would like for Christmas. Set a dollar limit on this item - it has to work within your budget.
Beyond that one special item, consider a Christmas Stocking [...]

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Gift cards can save you money at Christmas

by Moneyproblems TipsThu Dec 16, 2010 Christmas Tips

Some people may regard the simple gift card as the lazy shopper’s solution to Christmas. Those who request or receive them might disagree.
Why struggle with trying to find the pair of skinny jeans that your daughter had on her list, only to find that you picked out the wrong pair and your teenager hates them. [...]

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Save money on wrapping paper

by Moneyproblems TipsWed Dec 15, 2010 Christmas Tips

Do you really need to spend lots of money on wrapping paper, that will just be ripped up and thrown away?  No, you don’t.  There are lots of great substitutes, including colorful magazines, the comic section of our local newspaper or children’s artwork.
Does it ever make sense to spend $15 on a piece of Christmas [...]

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Don’t Buy To Impress

by Moneyproblems TipsTue Dec 14, 2010 Christmas Tips

Don’t by a Christmas gift just to impress someone: many budgets have been blown by trying to impress or overwhelm.
Most often these kinds of gifts are high price items that we really cannot afford, and the purchase can end up causing endless sleepless nights. Worse yet, sometimes the gift we think will impress, doesn’t impress, [...]

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An “Oh My Goodness” Christmas Tip

by Moneyproblems TipsMon Dec 13, 2010 Christmas Tips

Buy one or two “Oh my Goodness, I forgot to buy for…” Gifts: it is not uncommon to get the call the day before Christmas that someone else will be joining you for Christmas dinner or to realize that you forgot to put Great Aunt Sally on your list.
Rather than rush out to buy a [...]

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Christmas Spirit

by Moneyproblems TipsFri Dec 10, 2010 Christmas Tips

The message today is simple: Remember the Christmas Spirit.
This is not a religious message. It is about remembering to be kind and generous toward the people around us. It is about remembering the importance of the bonds we have with our family and friends.
So much of the stress we feel at this [...]

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The Art of the Christmas Deal

by Moneyproblems TipsThu Dec 09, 2010 Christmas Tips

Continuing the theme of alleviating Christmas induced financial stress, I want to explore the fine art of bargain hunting, or the Art of the Christmas Deal. Here is my advice:
Compare Prices
For those who still read the newspaper, you have probably noticed a deluge of inserts from all manner of stores over the past few [...]

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Credit Cards and Christmas Spending – The Gift That Keeps On Giving

by Moneyproblems TipsWed Dec 08, 2010 Christmas Tips

No discussion about money and holiday spending would be complete without mention of credit cards. Credit cards can be very useful for making purchases when you are a little short of cash. They are also very useful for making online purchases and booking flights, hotels, car reservations, etc.
The key is having a plan [...]

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Make a List, Check It Twice

by Moneyproblems TipsTue Dec 07, 2010 Budgeting

This week we are providing practical advice on how to avoid the hangover that comes from overindulging in Christmas spending. Today, I want to talk about budgeting.
The first step is to decide how much in total you want to spend this holiday season. Some people might say to start with a list of [...]

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Financial Advice to Avoid the Christmas Blues - Spend Less

by Moneyproblems TipsMon Dec 06, 2010 Christmas Tips

Experts are predicting that Canadians are going to spend less this Christmas. There appears to be good reason for that conclusion. Canadian households are carrying more debt than ever before. The unemployment rate is heading in the right direction, but remains high compared to historic levels. The bottom line is that [...]

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