Do you have a savings account? Is there any money in your savings account? If you have no money in a savings account, why not?
A savings account is an excellent place for your “emergency fund” (two or three months worth of living expenses if possible), and it’s also a great way to save for the future.
If you don’t have a savings account, it’s probably because your debts are more than you can afford to pay, so you don’t have anything left over to save.
Start by paying off your debts, and then make is a goal to start a savings plan.
