Today’s Tip Courtesy of Joel Sandwith, Credit Counsellor:
If you want to get ahead financially, in many cases you need to start small, and work your way up. Here’s an idea, next time you break a $20 bill for a coffee, parking, or any other small expense, track what happens to the change. Do this a few times, then review your spending. Are you happy with where the money went? If you keep track of your change, the longer the change will stay in your pocket.
Full details are available in my article on how to Track The Change.
