Did you know that making a debt proposal (also known as consumer proposal) is the number one alternative to filing for personal bankruptcy in Canada? If you’re struggling with debt problems in Scarborough, Ontario, a licensed trustee can help you explore your options and determine whether debt proposal is the right way for you to get out of debt.


Everyone’s debt is different, so it’s important to review the debt relief options available to you before deciding on a plan. At the Hoyes, Michalos & Associates Inc. Scarborough office, you can meet with Licensed Insolvency Trustee Nicholas To. to evaluate your debt situation and weigh the pros and cons of every debt solution.

Your initial consultation with Nicholas is free, so call our office today and book your appointment. Alternatively, you can complete the form to your right and we will contact you.

How to contact our office:

(By appointment only)
(416) 290-5611 or 310-PLAN
55 Town Centre Court, Suite 700
Scarborough, ON

Bankruptcy Scarborough

Looking for debt advice outside the Scarborough area, we have eight other debt proposal offices in the GTA:

Toronto Debt Proposal (3 locations)
Brampton Debt Proposal
Mississauga Debt Proposal
North York Debt Proposal
North York West Debt Proposal
Vaughan (Woodbridge) Debt Proposal