If you live in Kitchener and you’re looking for help getting out of debt, you can learn about all of your options to, including credit counselling, debt consolidation, consumer proposal and more, by speaking with your local licensed trustee.


Hoyes, Michalos & Associates Inc. is Ontario’s largest personal bankruptcy firm, and we’re here to educate people like you about all possible solutions to your debt problems. Licensed Insolvency Trustees Scott Schaefer and Ian Martin will evaluate your debt situation, and help you decide which solution is right for you.

Your first consultation is free! Contact our office today to book your appointment, or complete the form to your right and we will contact you.

How to contact our credit counselling office:

(By appointment only)
(519) 747-0660 or 310-PLAN
800 King Street West, Suite 2A
Kitchener, ON

Bankruptcy Kitchener

DIRECTIONS: Our Kitchener bankruptcy office is located on King Street next to Central Meat Market and across the street from KCI high school. Access to the building is available at both the front and rear of the building. Parking is in the back of the building – please use spots marked Hoyes Michalos Visitor Parking.