If debt problems have left you frustrated, you might be considering making a debt proposal (also known as consumer proposal) or exploring other options for debt relief. Find the best debt management options for your situation by speaking with a professional at Hoyes, Michalos & Associates Inc. in Cambridge, Ontario.


Licensed Insolvency Trustee, Howard Hayes, will evaluate your debt situation and walk you through your options. You’ll learn about all the different ways to get out of debt, and you’ll be able to determine whether or not a debt proposal is right for you.

Your first consultation is free, so why not make your appointment and start your journey toward living debt free? Call us at the number below, or complete the form to your right and a representative from our office will contact you.

How to contact our office:

(By appointment only)
(519) 622-3773
7 Grand Avenue South
Unit 106
Cambridge, ON

Bankruptcy Cambridge

Located in the historic downtown Cambridge area and beside the University of Waterloo School of Architecture. Free parking is available.

If you’re located outside of Cambridge and would like information on debt proposal and other debt relief options, we also have offices in Kitchener, Guelph, Brantford, and Hamilton.