Debt Solutions Blog

This is a guest post by the experts at Ratehub.ca Bankruptcy is a scary thing. It was likely one of the most stressful times of your life, but once you’ve officially received your discharge it’s time to get on with your life. You’ll likely want to start rebuilding your credit… Read more

We often make the most common money mistakes.  None of these bad choices from Gail Vaz-Oxlade should be a surprise to you, but if they are, it’s time to do something better. As Gail says, don’t be a money moron. You’re procrastinating on making a will. More than half of… Read more

When I was a kid I had a red yo-yo. In fact, I still have it and every once in a while, when the mood strikes me, I wrap the string around my finger and give it a whirl. It gives me no small amount of joy every time I… Read more

When it comes time to finance your next big purchase, you’ll face a number of important decisions. The first, and arguably most crucial, will be how you finance. For instance, if you plan to pay off your purchase within 30 days, you might consider charging it to your credit card to earn… Read more

If you’re like many people, a mortgage is the biggest financial commitment you will make in your life. Because it is such a big obligation, it is important to understand how mortgages work. Let’s start by looking at the concept of amortization. Mortgage amortization refers the length of time it… Read more

I have a young friend who is thinking about going back to school. He called me up to ask me if it would be a good idea. I think he expected me to rubber-stamp his decision because, as he put it, “it’s good debt, right?” Maybe. Maybe not. Student Loans… Read more

Robert (not his real name) works in a shoe store. Or if you ask him, he’ll proudly say that he’s now the Assistant Manager at a London fine footwear retailer. It’s not a bad job for a 26-year-old single guy, and his increased responsibilities let him focus on operational details… Read more

This is a guest post by the experts at Ratehub.ca In the travel industry, it’s known as the shoulder season. It’s the period between summer vacation and winter holidays when prices are at their lowest. For the astute traveler, it’s the best season. If you have the money saved to… Read more

Andre (not his real name) is a 34-year old native of St. Catharines Ontario. He earns a modest salary as a service representative in the call centre for a local company. Andrea lives in an inexpensive apartment in the west end and owns an old Toyota Camry, which he uses… Read more

Using credit cards to earn rewards can be a good choice if you know how to manage them carefully and avoid some common pitfalls. Here are four common facts you should consider when using your cards to earn points, no matter which rewards program you choose. 1. You May Be… Read more