Debt Solutions Blog

Registered Education Savings Plans have been around for about forty years? You’d think with all that history we’d have a better understanding of how they work. And with the free money the government is willing to throw at parents to encourage them to save, you’d think there’d be more people… Read more

Moneyproblems.ca is about finding experts who can help you manage your way out of debt problems with great information and advice. Today we bring you a guest article from the experts at Ratehub.ca. If you’re planning on buying a home, but are unsure about how large your mortgage should be and what it costs to run… Read more

“Not until the pain of the same is greater than the pain of the change will you embrace change.” – Dave Ramsey Most people who are in financial trouble are aware of it but often, we live for a long time in denial about how bad things actually are. Like… Read more

With over half of all Canadians carrying an outstanding balance on their credit card, it’s not surprising that debt consolidation is something many turn too as a strategy to lower interest charges and pay off credit card debt sooner. However consolidation loans don’t always save you money in the long run or solve… Read more

If you’re one of the people who is watching as jobs in your industry evaporate, no doubt you’re beginning to twitch. Job loss comes with two big stressors. First, there is the financial stuff that you need to figure out. Second, there is the emotional misery that you must wade… Read more

Sadly, bankruptcy among seniors is on the rise. This is one more worry to be added to a long list for family members who are concerned about their aging parents. Not used to credit cards in their youth, many seniors are racking up credit card debt at an alarming rate; finding… Read more

“Financial success, as well as most success in life, is not about perfection, it’s about direction.” In my last post, I talked about the importance of assessing your financial fitness so that you know how vulnerable you might be in the event of an unexpected expense or a drop in… Read more

This is a guest post by the experts at Ratehub.ca As mortgage rates have come down this year because of a couple of Bank of Canada rate cuts, you may be wondering if it’s time to consider refinancing your mortgage. Reasons For Refinancing There are three main reasons why you… Read more

Jobs have been going buh-bye this year and the economy is looking a little precarious. It might be a good idea to head into this holiday season with a solid plan so you don’t come out with a holiday hangover. A more sensible approach to the holidays doesn’t mean you… Read more

You might find yourself in a position where you owe monies to a creditor and this creditor has sued you and successfully obtained a judgment against you. Now you are wondering what happens next? What can your creditor do with their judgment, how can it help them collect the money… Read more