Paying Your Debts through a Consumer Proposal

Consumer Proposal is a way to negotiate a debt settlement with your creditors by offering to pay back a reduced amount of your debt, either in a lump-sum payment or in monthly installments over an extended period of time.

The benefits of a proposal are:

• You are paying back only a portion of your debt.
• Interest is frozen at the date you file.
• You don't lose your house or any other assets.
• Collection calls and wage garnisheeing immediately stop.

Would you like to know if you qualify for a consumer proposal? Or, if a proposal is the right option for you? - Please complete the form below to help us understand your situation, and we will be happy to provide you with a feedback in regards to your options, free of charge, in the next 24 hours.

For more information on how consumer proposals work, please see Consumer Proposals: Debt Negotiation & Settlement.