Consumer proposal: Can I File If I Am Behind On My Payments?

Question: If you are behind in credit card payments do you still have the option to apply for a consumer proposal?

Answer: Yes.  In fact, most people who file a consumer proposal are behind on their payments.  Even if you are so far behind on your payments that the credit card companies have taken you to court and have started to garnishee your wages, you can still file a consumer proposal.

Contact a consumer proposal administrator, licensed by the federal government, for more information.

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