collection agents and your credit
Question: After a collection agent has reported you to the credit bureau and you pay them off in full how long should it take them to notify equifax and have your credit file updated?
Answer: Most creditors report to the credit bureau on a monthly basis, so in general it will probably take about two months for your credit file to be updated. We recommend that you check your credit report in about three months, and if it has not been updated contact both the collection agency and the credit bureau and request that they make the change.