Bankruptcy Toronto Ontario

Hoyes, Michalos & Associates Inc. - Toronto

Do you live or work in Toronto, Ontario? Are you considering filing for personal bankruptcy in Toronto? - Hoyes, Michalos services the Toronto area by providing advice to individuals in need of assistance with their personal financial problems.

Toronto bankruptcy trustees at Hoyes, Michalos are experienced bankruptcy experts licensed by the federal government of Canada for providing bankruptcy and proposal services to Toronto and the area residents.

Our bankruptcy offices serving Greater Toronto Area

Hoyes Michalos has six offices in the GTA to serve you (please follow the links below for details on contact information and maps if another office is more convenient for you):

• Yonge & Bloor
• Brampton
• Mississauga
• North York
• Scarborough
• Vaughan (Woodbridge)

We offer prompt and personal service. We are people oriented: you will have a private consultation with one of our professionals who will review your financial situation, outline your alternatives (personal bankruptcy, consumer proposal, and others) and recommend a plan that's right for you and your family.

You've got nothing to lose by meeting with us: our initial consultations are free. You've got everything to gain by taking control of your finances, and that's where we can help you.

Hoyes Michalos' Toronto bankruptcy office at Yonge & Bloor

Our Toronto team of bankruptcy specialists is here to assist you with your debts and options, and to come up with a plan that will work for you and your family. Our team in Toronto consists of both myself, Sandra Sykora, and April Potter.

I am a Trustee in Bankruptcy with Hoyes Michalos & Associates Inc. and I have over 20 years of insolvency experience. I have extensive experience in dealing with people and their debt problems, and I meet with people on a daily bases so that we can review their financial problems and come up with a plan that will work for them and their family.

In 2008, April Potter joined the Toronto office to assist me with the increased volume of work. April is a qualified Estate Administrator and Insolvency Counsellor and she has worked in personal bankruptcy since 2004

We are conveniently located at 2 Bloor Street West, suite 700 (7th floor), directly above the Yonge-Bloor subway station.

The hardest part is getting started. It is easy to avoid the mail and not answer the phone, but neither will make the problem go away. The only way to fix the problem is to deal with it. So, pick up the phone or send us an email (see the form above!). We will answer your questions and lighten your load. Most people are relieved after meeting with us just knowing there is a way out of their financial mess. And we can help you find it.

We will explain the personal bankruptcy process for residents of Toronto - but bankruptcy is not your only option. Many residents of Toronto have good jobs and good incomes, but due to the high cost of living in Toronto it is often difficult to make ends meet.

You want to pay your debts, but you just need a break. That's why Hoyes Michalos is proud to be one of the largest filers of consumer proposals in Ontario.

Being one of the alternatives to bankruptcy in Toronto, a consumer proposal is where we work with you to negotiate a settlement with your creditors. You make one monthly payment, and wage garnishments and collection calls stop.

Whether it's personal bankruptcy or a consumer proposal, we urge you to contact us today to arrange for your no-charge initial consultation. We are even happy just to answer questions for you over the phone or by e-mail, if that's what you prefer.

Call us today in Toronto at 310-PLAN (that's 310-7526, no area code required), or send us an e-mail, and let's get started.

Our Toronto bankruptcy trustees are willing to help you by answering you questions about bankruptcy and your alternatives to bankruptcy in Toronto - so, please call or email us today!