

Considering filing for personal bankruptcy in Kitchener? - Hoyes Michalos & Associates Inc. is one of Ontario's largest personal bankruptcy firms, and we have our head office right here in Kitchener.

From our head office in Kitchener, we pride ourselves on providing fast, personal bankruptcy and consumer proposal service to all of our clients.
We specialize in personal service: we guarantee that you will meet with Scott Schaefer, our chartered accountant specializing in personal insolvency. Our dedicated team of professionals ensures fast and friendly service.
Our approach is to provide professional and timely service. We have a team of professionals at the Kitchener location, so no matter what the situation, we have the ability to assist in developing a plan for the future. We are licensed by the Government as a Trustee in Bankruptcy firm and thereby offer services in Credit Counselling, Proposals, and Bankruptcy.
We are located on King Street, just past Victoria Street, in the plaza with Zeke's, the LCBO, and Tim Horton's. There is a lot of free parking, as well as a bus stop right at our building.
Come to our Kitchener bankruptcy office and we will explain all of your options. If credit counselling is the correct solution, we will refer you to Catholic Family Counseling, Kitchener's only non-profit credit counselling agency. If a mortgage or house re-financing is the correct option, we will refer you to a Kitchener mortgage broker.
If those solutions don't work, we will explain consumer proposals. As Kitchener's largest filer of consumer proposals, we can explain to you what type of deal your creditors are likely to accept, and what it will cost you. If you cannot afford a consumer proposal, we will explain the personal bankruptcy process.
After your free initial consultation, we will give you time to decide which option is correct for you.
Financial problems won't go away on their own, so whether it's a consumer proposal or personal bankruptcy, call us today at (519) 747-0660 or 310-PLAN, or fill out the form above to send us an e-mail, and let's get started.
Our bankruptcy office in Kitchener is located on King Street across from McDonald's, in the same plaza as Tim Horton's and Zeke's restaurant. We are on the second floor.
If you are travelling along King from Kitchener to Waterloo, turn left at the first traffic light past Victoria;
look for the above sign at the entrance to our plaza (our name is not on the sign).
Click [+] or [-] to explore the map here.
HOW TO CONTACT US:
By Appointment Only;
(519) 747-0660 or 310-PLAN
607 King Street West, Suite 204
Kitchener, ON
Bankruptcy Kitchener
To learn more about personal bankruptcy in Kitchener and your alternatives to bankruptcy, please call or email our Kitchener bankruptcy office today!