Bankruptcy Hamilton Ontario

Hoyes, Michalos & Associates Inc.

Are you looking for a way out of your debt problems? Are you considering filing a consumer proposal or personal bankruptcy in Hamilton? - If you are not sure what the best way to go is in your case, contact one of our Hamilton bankruptcy trustee offices for a free consultation: we will analyze your situation and suggest the solution that is best for you.

How it works: our Hamilton bankruptcy trustee and our approach

Hoyes, Michalos & Associates Inc. has been helping people in Hamilton through the bankruptcy process since 1999.

Over the years we have helped hundreds of people affected by local business closures and lay-offs. Some were struggling with the costs of marital separation and divorce, and others were dealing with family illness. The reasons vary, but the result is the same - financial problems hurt. They affect both our emotional and physical well-being and, if left unattended, can affect almost every aspect of our lives.

A common myth is that people who file personal bankruptcy in Hamilton are simply poor money managers. No wonder so many people are reluctant to call us. Every year, we deal with thousands of people across Ontario, and the truth is, in most cases, this simply is not the case. Other factors have contributed - factors that have little or nothing to do with how well people have managed their finances. Separation, illness and job loss or lay-off are the most frequently related reasons that people contact a Hamilton bankruptcy trustee to consult regarding their options.

So, why choose Hoyes Michalos?

Hoyes Michalos & Associates takes pride in the high level of service that is guaranteed to everyone.

We understand the difficulties that money problems cause, and that calling us is a hard thing to do.

We guarantee that in our Hamilton bankruptcy offices you will be treated with respect, understanding and compassion.

Our goal is to assist you in achieving your goals and insuring that you have all of the information and support you need to do just that.

Simply put, we want to help you take the worry out of your situation and get you on the road to developing a plan to put those problems and worries in the past.

What can you do to begin the process of healing your financial problems? The first step is to recognize that help is available, and that regardless of the reasons you find yourself needing help, you deserve to get help. In fact, help is really just a phone call away.

Calling allows you to accomplish the second task, which is to ask some preliminary questions, and find out more about what your options are. It may even be that an alternative to bankruptcy exists that you may not have been aware of. If, after the phone call, you would like some additional information, or would like to meet with us in person, the next step would be to schedule an appointment for you. We provide the initial consultation free of charge.

You will meet with either the owners of the company, trustees Doug Hoyes or Ted Michalos, or with Billy Martell, also a trustee at Hoyes Michalos. You will be dealing with senior professionals, not clerks.

We will spend the time with you to insure you understand what all of your options are, and how they affect your specific situation and financial future. We understand that bankruptcy is a last option, and strive to assist you in finding the debt management solution that is best for you.

We also have offices in Mississauga, Brantford and Toronto to serve you. To learn more about bankruptcy in Hamilton and your alternatives to bankruptcy, please visit Bankruptcy Hamilton site, or call or email us today to get a fresh start and to turn worry into a plan!

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