

Considering bankruptcy in Guelph? Since 1999, Hoyes, Michalos & Associates Inc., trustees in bankruptcy, have been providing the citizens of Guelph and the surrounding area with financial services relating to credit and debt relief. Specifically, we administer personal bankruptcy and consumer proposals for individuals experiencing financial difficulties.


Our firm was founded on the belief that an honest, but unfortunate debtor is entitled to a fresh start.
The process starts with an initial assessment - we'll meet with you in person to review your financial situation and then provide you with a list of alternative approaches to deal with the problem.
Everyone's situation is unique and we treat you the way we'd expect to be treated ourselves. Our job isn't to judge you - the decision to talk to someone about your finances is difficult enough without that person lecturing you on what you may (or may not) have done.
Our goal is to help you develop a plan that will provide you with relief from your financial problems.
We'll talk about bank loans, credit counselling, consumer proposals and bankruptcy.
A majority of the people that we talk to don't require our services - they are able to deal with their debts without filing a proposal or bankruptcy.

For those people that live in Guelph that need to file a consumer proposal or personal bankruptcy, we take the time to explain their responsibilities clearly. It's in our best interest for you to succeed and we want you to make it through this process as quickly as possible.
As the largest personal insolvency trustee in the region, we pride ourselves on providing fast, personal service to all of our clients.
Feel free to e-mail or call us to arrange a free consultation to review how we can help you get a fresh start. We will help you develop a plan that's right for you and your family.
By Appointment Only;
(519) 823-0330
300 Willow Road, Guelph, ON
Bankruptcy Guelph
Our Guelph bankruptcy and proposal office is located across from the Willow West Mall, near the corner of Willow Road and Silvercreek Parkway. It is called the Cornerstone Building and we are the first office on the left side of the second floor.
From the 401: Take Highway 6 North(approximately 14 kms) and turn right at the Willow Road exit. Office will be on the right hand side.
From Fergus: Take Highway 6 South(approximately 18 kms). Highway 6 ends at woodlawn Rd. Turn right onto Woodlawn Rd, left onto Silvercreek Parkway, left onto Willow Rd. Office will be on the right hand side.
Free parking is available beside and behind the building or across the street at the Willow West Mall.
Click [+] or [-] to explore the map here.
To learn more about personal bankruptcy and the available alternatives to bankruptcy, and to hear an expert's opinion on what the best course of action in your particular situation is, please arrange for your free consultation with our trustee in bankruptcy in Guelph today!