

Considering bankruptcy in Cambridge? Douglas Hoyes of Hoyes Michalos & Associates in Cambridge looks forward to meeting with you to explain your options for dealing with financial problems.


Douglas Hoyes moved to Cambridge in 1997 and opened the Hoyes Michalos Cambridge bankruptcy office in 1999 to provide personal consultations to residents of Cambridge.
In meantime, over the years, many changes have happened in Cambridge. The opening of the Toyota plant and other employers has created many jobs, but people still experience financial problems.
Doug follows a simple approach to dealing with money problems in Cambridge.
First, over the phone our staff will tell you what information we want you to bring to our first meeting.
Then, Doug will meet with you personally to review your list of creditors (the people you owe money to), and your monthly budget. If you own any cars, houses, RRSPs or other assets, we will ask you about those as well.
Based on your unique information Doug will explain your options. If you qualify for a mortgage or a debt consolidation loan, or if you require credit counselling, Doug will refer you to someone in Cambridge who can help you.
If those solutions don't make sense in your situation, Doug will explain consumer proposals. Doug files more consumer proposals in Cambridge than any other trustee, and they are a great solution if you can afford to pay back at least a portion of your debts.
If a consumer proposal is not a viable solution, we will explain personal bankruptcy: how it works, what it costs, and what you are required to do before and after you file bankruptcy in Cambridge. Please call us in our Cambridge bankruptcy office at (519) 622-3773 to arrange a free consultation with Doug, or send us an e-mail by filling out the form on this page, and let's get started.
HOW TO CONTACT US:
By Appointment Only;
(519) 622-3773
8 George Street North, Second Floor, Cambridge, ON
Bankruptcy Cambridge
Please note: We also have offices in Kitchener, Guelph, Brantford and Hamilton to serve you.
Our Cambridge, Ontario bankruptcy and proposal office is located at 8 George Street North.
George Street runs parallel to, and is the first street west of Highway 24. We are on the second floor of a dental office building. Ample free parking is available at the rear of the building.
To learn more about personal bankruptcy and available alternatives to bankruptcy in Cambridge, please call or email our Cambridge bankruptcy trustee today!